Here's an important Valentine's Day reminder:  No matter how many bad first dates you've had in the past . . . it could be worse.

Back in December of 2016, a 40-year-old woman named Shelby Sampson from Attleboro Falls, Massachusetts matched with a 33-year-old guy named Christopher Castillo on a dating app.

He lived about 30 minutes away and asked her to pick him up from his parents' house.  That wasn't enough of a red flag, I guess, so she picked him up . . . and he drank wine in her passenger seat.

Then he asked her to stop at a bank.  But she didn't know it was because he was going to ROB it.

A few minutes later, he came running out holding a GUN and $1,000 in cash and told her to drive.  She says she, quote, "panicked" and drove away with him . . . but she pulled over immediately when she saw cop cars behind her.

Christopher was arrested, and was sentenced earlier this week to five years in prison.  Shelby managed to avoid any charges or jail time. 

(Here's Christopher's mugshot, and a picture of him robbing the bank.)